> ## Documentation Index > Fetch the complete documentation index at: https://docs.capy.ai/llms.txt > Use this file to discover all available pages before exploring further. # Pricing > What Capy costs: credit tiers, seat pricing, VM rates, BYOK, and what happens when the balance runs out. You pay for what Capy actually does: model tokens and VM time, billed in credits from one balance your whole organization shares. One credit is \$0.001, so \$1 buys 1,000 credits. No subscription is required for anything. Subscribing only buys credits on a monthly schedule at a bonus rate; it unlocks no features. You can buy credits standalone (minimum \$5) and use the entire product. Credits are the billing gate: an empty balance stops a run, while access, repository, and model-route problems surface as their own visible errors. ## Plans Each tier grants credits monthly. Higher tiers add a bonus on top of the dollar amount, and yearly billing is a flat 20% off any tier. | Plan | Monthly | Yearly (per month) | Credits per month | | -------------------- | ------- | ------------------ | ----------------- | | **Capy Pro** | \$20 | \$16 | \$20 | | **Capy Pro \$100** | \$100 | \$80 | \$105 (+5%) | | **Capy Pro \$500** | \$500 | \$400 | \$550 (+10%) | | **Capy Pro \$2,000** | \$2,000 | \$1,600 | \$2,300 (+15%) | | **Enterprise** | Custom | Custom | Custom | If your organization outgrows a tier mid-month, top-ups buy more credits at \$1 = \$1 of credits, manually from the billing page or automatically with [auto-reload](/admin/billing#auto-reload). ## Seats Every tier includes 3 members. Each member past 3 costs \$10/mo. Seats are metered, never blocked: inviting a fourth member is itself the purchase, and the invite flow shows the price before you send it. Capy never refuses an invite over seat count. ## What credits pay for **Model tokens.** Every model call bills input and output tokens at per-token rates based on the provider's API pricing. More capable models cost more per token. Review runs bill the same way. **VM time.** Each thread runs on its own VM, billed hourly by size at flat provider cost, with no markup: | Size | vCPU | RAM | Disk | Cost/hour | | ------- | ---- | ------ | ------ | --------- | | Small | 1 | 4 GB | 64 GB | \$0.10 | | Medium | 2 | 8 GB | 64 GB | \$0.20 | | Large | 4 | 16 GB | 64 GB | \$0.40 | | Ultra | 8 | 32 GB | 64 GB | \$0.80 | | Hyper | 16 | 64 GB | 128 GB | \$1.60 | | Big Guy | 16 | 128 GB | 256 GB | \$3.20 | Large is the default. You pay while a machine is awake plus a two-minute wind-down when it goes to sleep; an asleep machine costs nothing, and waking it later is free. ## Bring your own key BYOK is a payment toggle available to any organization, on about 20 of the standard catalog entries. When you activate your own API key for a model, your key pays the provider directly and Capy records zero platform cost for those tokens. Routing pins to the hosts your key can serve: your Anthropic key works against Anthropic first-party, not Bedrock or Vertex. Everything else about the entry is unchanged, and VM time still bills from your credit balance as usual. ## When credits run out A run that can't pass the credit check stops with an insufficient-credits error, recorded durably in the thread. Nothing polls your balance waiting to resume, and there's no background state holding your place. After you add credits (manually, or because auto-reload brought the balance back up), you retry or resend explicitly, and the thread picks up from its recorded history. If you run long unattended work, turn on [auto-reload](/admin/billing#auto-reload) to top the balance up before it empties, knowing a reload is skipped when it would exceed your monthly cap and fails if the payment method declines. ## Open-source allowance Approved open-source organizations get a \$50 allowance per UTC day that Capy-hosted work draws from before any paid billing. Admins choose what happens when a day's allowance runs out: stop until the daily reset, or continue on the paid balance. The program is granted by Capy; [contact us](https://capy.ai) if your project should be on it. ## Enterprise For teams that need more than \$2,000/month in credits, custom pricing, or invoiced billing with net terms, we set up a custom plan. Everything else (BYOK, seat mechanics, the credit model) works the same as on standard tiers. [Contact us →](https://cal.com/team/capy/enterprise) ## FAQ Active runs stop with an insufficient-credits error in the thread. Add credits or let auto-reload top up, then retry the thread; nothing resumes on its own. Yes, from the billing page. Upgrades apply immediately with a prorated charge; downgrades take effect at the end of the current billing cycle. Yearly plans bill upfront for 12 months at a flat 20% discount. No. Buy credits standalone (minimum \$5) and everything works. A subscription just delivers credits monthly at a bonus.